What We Check for Oregon Contractors
Your core work may be excluded
Many CGL policies exclude the specific operations you perform most. If an exclusion matches your trade, you may have no coverage for your everyday work.
Subcontracted work
Policies frequently exclude work performed by or through subcontractors, or require you to carry certificates you don't have. If you sub out any part of a job, this matters.
Residential and multi-family projects
Condo, townhome, tract housing and other residential exclusions are common and often buried in endorsements. If you touch residential work, your policy may not.
Completed operations and injury to workers
Some policies carve out products-completed operations or injury to employees and subcontractors' employees — the claims most likely to hit a contractor.
Get Your Free Insurance Report Card
Upload your CGL policy below. We'll analyze it against the work you do and send you a detailed report by text and email — usually within the hour.
🔍 Your review is free and requires no commitment. After your results, you'll have the option to connect with a vetted InsureChex Affiliate for coverage guidance — completely optional.
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